Financing

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At Clarkstown HVAC, we know that new home comfort equipment can be expensive, which is why we offer  financing options for qualified buyers. We understand that at times, the need to purchase new heating or cooling equipment can be unexpected, so we work hard to make it affordable for you, should the need arise. Heating and cooling is an important investment for your home and we want to help you find the best HVAC solution for the best payment terms possible. We offer several attractive financing options with approved credit, and accept Visa, Mastercard, AMEX and Discover.

Let us help you finance your HVAC project

Clarkstown Heating & Air Conditoning is pleased to help qualified buyers get the HVAC financing they need. To learn more, contact us or call us today at 845-620-1000 and we will be more than happy to assist you.

Financing Disclosures

12-Month No Interest, With Payments: Financing offers a 12-month deferred interest feature (the “promotional period”) on your purchase (at an APR of 23.99%). Finance charges will accrue on your account during the promotional period, as set forth in your Truth in Lending Disclosures, but your monthly payment during the promotional period will go entirely to the principal balance. You will not have to pay the accrued finance charges until after the promotional period has ended. If you repay your purchase in full before the end of the promotional period you will not have to pay the accrued finance charges. However, if during the promotional period any scheduled monthly payment is received from you more than 30 days after the date the payment is due, then the promotional period ends, and you will be responsible for paying the finance charges that have accrued during the promotional period as set forth in the Truth in Lending Disclosures. You may also prepay your account at any time without penalty. Financing is subject to credit requirements and satisfactory completion of finance documents. Any finance terms advertised are estimates only. Normal late charges apply.

No Interest, No Payments: Financing offers a no payment - no interest feature (during the “promotional period”) on your purchase at an APR of 23.99%. No finance charges will accrue on your account during the promotional period, as set forth in your Truth in Lending Disclosures, and you will not have to pay a monthly payment until the promotional period has ended. If you repay your purchase in full before the end of the promotional period you will not have to pay any finance charges. You may also prepay your account at any time without penalty. Financing is subject to credit requirements and satisfactory completion of finance documents. Any finance terms advertised are estimates only. Normal late charges apply once the promotional period has ended.

Payment Factor

Example 150 PF: Financing available to well qualified buyers on approved credit at an APR of 9.99% for 97 months, with an estimated monthly payment of 1.5% of your purchase amount. You may prepay your account at any time without penalty. Financing is subject to credit requirements and satisfactory completion of finance documents. Any finance terms advertised are estimates only. Normal late charges apply. See your Truth in Lending Disclosures for more information.

Equal Pay No Interest: Financing available to well qualified buyers on approved credit at a 23.99% APR for XX months, with equal monthly payments. You may prepay your account at any time without penalty. Financing is subject to credit requirements and satisfactory completion of finance documents. Any finance terms advertised are estimates only. Normal late charges apply. See your Truth in Lending Disclosures for more information.